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TELEPC.DOC
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1992-12-20
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This application provided by STANLEY SHEFF of The Brainex System
================================================================
Teleflora CreditLine
(800)325-4849
================================================================
>>> Credit card processing for your BBS or ShareWare program!! <<<
If the ability to accept VISA, MASTERCARD, CARTE BLANCHE, DINER'S CLUB,
and JCB cards sounds appealing, read on!
Teleflora CreditLine, a 3rd party credit card processor wants to do
business with you. We are actively seeking sysops and ShareWare authors
to join our established base of thousands of small businesses.
If you have investigated credit cards before, don't be discouraged! We
know your business is out of your home! We know all your orders are
over the phone!
THAT'S OK WITH US.
Here's what we can do for you:
-> Process Visa & MC at discount rates from 2.25% to 3.1%, depending
on the payment options YOU select. Other cards range from 3.25%
to 4% (this is the amount of each transaction that is our fee).
-> Your choice of payment options, either electronic deposit to your
checking account or a check sent every two weeks.
-> Customers credit card statements will have the name of =YOUR= BBS
or ShareWare company.
-> If you have a merchant account with American Express, we can make
arrangements for you to use that through your credit card terminal
as well. Your discount rates and payment type/schedule will still
be strictly between you and American Express, however.
-> No minimum volume requirements! (Actually, if your volume is
high, you may qualify for EVEN LOWER rate options).
Here's what it costs (TANSTAAFL, but we try!):
-> There is a $100 NON-REFUNDABLE application fee. If your
application is not approved, this fee is NOT returned. See below
for details on our approval guidelines and requirements, so we can
try to avoid any surprises here.
-> There is a small percentage of each transaction that we take out
before paying you. This varies by card type and your choice of
payment option.
-> There may be a transaction fee of $.25 for each transaction
regardless of dollar amount or card type. This is included with
our lower rate options.
-> If you use the Brainex Shop Master, you can use TELEPC-B to process
orders online WITHOUT the need for a terminal.
TELEPC and TELEPC-B are available from TeleFlora.
Here's what we're looking for:
-> An established BBS or ShareWare author/company. We will want to
verify that you have been in operation at LEAST 6 months.
-> For a BBS, we will want your access phone numbers, hours of
operation, and supported connect rates (2400bps, V.32, HST, etc.).
If new callers are severely restricted, we will need to arrange
access so that we may log on and take a look around!
-> For ShareWare, we will need to see the programs that you offer. A
description and filename should be enough, but please provide a
KNOWN source in case we have difficulty finding the program(s)
locally.
-> Good personal credit. Since most BBS's and ShareWare programs are
not a primary source of income, we will be using your personal
credit as a reference. Judgements, tax liens, and unpaid accounts
will almost certainly get your application DECLINED.
-> You must be at least 18 years old.
-> At this time, you must be U.S. based. You will be able to accept
cards issued by foreign banks, but we are only permitted to handle
merchants in the U.S.
-> We will not be able to handle 'adult' boards (or ShareWare). This
requirement becomes very subjective, so if you are concerned that
it may apply, please give us info to access your board or program,
and we'll let you know BEFORE you apply (and shell out $100).
Basically, if 'X' rated GIF's are permitted, you will not be
approved. If your board is primarily 'adult' conferences and
files, you will not be approved. If a =small= portion is adult
related (and nothing very explicit), there should not be a
problem.
Here's how to get more information or an application:
-> Call 1 (800) 325-4849 between 8:30-4:30 pm PST Monday thru Friday.
You can also leave a message at other times. We'll send you some
information, our application forms (which have all the details),
and be able to answer any immediate questions you may have.
The above options and costs are accurate as of November 12, 1991, but are
subject to change.